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For example, if you’ve earned 0 back in the first year, Discover will match that to give you a total of 0 back!
Other benefits of the Discover it Balance Transfer card include no annual fee, no foreign transaction fees and a whole host of added perks, including free identity theft protection alerts. Visit our reviews of the best balance transfer credit cards to see some other options.
If you don’t mind paying a balance transfer fee in exchange for a longer 0% intro APR, the U. While there is a balance transfer fee, it’s a reasonable 3% of each transfer (with a minimum) and may still be worthwhile if you need the extra time to pay down the balance. This card offers a strong combination of balance transfer perks with cash back rewards.
While the Amex Everyday Credit Card’s 0% intro APR ends at month 15, you’d only pay in interest (based on a 14.49% APR) for the final 2 months, as noted by our Balance Transfer Calculator, which is much cheaper than paying a 3% to 5% balance transfer fee.
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As we’ve noted before, a balance transfer credit card is a great way for you to avoid interest.
Here’s how it works: you transfer the balance from your high interest credit card to a new card with a 0% intro APR on balance transfers.