Consolidating car and student loans

Student loans come in two types: federal student loans and private student loans. This includes banks, credit unions, or online lenders.Federal student loans instead come from the federal government. When you apply, private lenders will examine your financial history and credit score.If you want to get a better interest rate, you could always work on improving your credit record.

Use Bankrate's student loan marketplace to examine many of the country's top lenders.

If you don't have an established credit history, you may not find the best loan.

Before you consider a private student loan, research available grants and scholarships.

While going to college is surely something to be proud of, and is a great investment in your future, most students and their families are unable to pay for it out-of-pocket.

After all scholarships and grants have been exhausted, the next option is student loans.

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